India's Fraud Intelligence Layer
Reports tracked: — · Entities: —
India's banks lose
₹11,000 Cr
to fraud every
single year.
Stop it before it hits your customers.
95,000+ UPI fraud cases monthly. ₹2,537 Cr in bank phishing losses. One API call stops them before your customer loses a rupee. Backed by 25+ India-specific sources — CERT-In, RBI, I4C, cybercrime.gov.in — updated every 10 minutes.
FRAUD CHECK · INDIA
LIVE
READY FOR INPUT
📞 9876543210
💸 user@paytm
🌐 sbi-kyc-update.in
TOTAL FRAUD REPORTS
—
Community + Govt sources
ENTITIES TRACKED
—
Phone, UPI, domain, wallet
AI AGENTS ACTIVE
114+
Running 24 × 7 × 365
DATA SOURCES
25+
CERT-In, RBI, I4C, crowd
API RESPONSE TIME
<200ms
p95 latency, India infra
Who We Serve
Built for every institution
Built for every institution
that moves money in India.
From payment pre-screening at large banks to loan applicant checks at NBFCs — one API handles it all.
BANKS & SCHEDULED BANKS
Screen UPI IDs, beneficiaries, and phone numbers in real-time before transaction approval. Reduce mule account exposure and UPI fraud losses in your payment flow.
NBFCS & FINTECHS
Check loan applicants and merchants against fraud signals before disbursement. Catch synthetic identity fraud that credit bureaus miss. Reduce default risk from first-party fraud.
LAW ENFORCEMENT & CERT
Bulk investigation tool for cyber crime units. Submit up to 1,000 entities at once. Trace networks, map linked fraud accounts. Export reports for FIR filing and court submissions.
The Data Advantage
A flywheel that gets
A flywheel that gets
stronger daily.
Every public fraud check feeds the database. Every entry sharpens the API. No global vendor can replicate India-specific, crowd-sourced, continuously growing signal.
01
Indians report fraud publicly
Our free consumer tool gets thousands of checks daily. Crowd-sourced reports go live instantly and feed the core database.
02
AI validates + classifies signals
Every report is cross-validated against 25+ government and live sources. False positives removed before they reach your API response.
03
Banks get better signals
Enterprise API queries return richer, more accurate risk scores. The database literally grows while you sleep.
04
Wider coverage, deeper moat
More API users → more data → better detection → more users. No competitor can shortcut years of India-specific signal accumulation.
FRAUD
INTEL
CORE
INTEL
CORE
PUBLIC REPORTS
AI VALIDATION
ENTERPRISE API
GOV SOURCES
API Integration
One call.
One call.
Instant answer.
REST API with JSON responses. No SDKs. No complex setup. Average response under 200ms. Live in your payment flow in under a day.
Under 200ms response
Fast enough for pre-transaction screening. No latency penalty in your payment flow.
India-first signals
Digital Arrest, KBC Lottery, TRAI Disconnection, SIM swap — patterns global vendors don't cover.
RBI data localisation
Hosted on Indian infrastructure. AI runs on-prem via Ollama. Queries never leave India.
Network graph included
Business tier returns linked entity network — find connected fraud accounts and mule rings.
REST · JSON
// Pre-transaction UPI check GET /v1/check-entity?q=suspect@paytm X-API-Key: fi_live_xxxxxxxxxxxx // Response — 187ms { "risk": "HIGH", "score": 0.91, "reports": 14, "signals": [ "upi_fraud", "kbc_scam", "mule_account" ], "first_seen": "2025-11-02", "last_seen": "2026-03-17", "recommendation": "BLOCK", "audit_id": "fi_log_abc123" }
AI ANALYZE · POST
// Full AI fraud classification POST /v1/analyze X-API-Key: fi_live_xxxxxxxxxxxx Content-Type: application/json { "text": "Your KBC prize ready…" } // Response { "risk_level": "HIGH", "risk_score": 91, "category": "lottery_scam", "confidence": 94, "what_to_do": "Block and report to 1930" }
Competitive Advantage
Why not just use a
Why not just use a
global fraud vendor?
Global vendors are built for Western fraud patterns. India has its own threat landscape — and no one covers it like we do.
| CAPABILITY | FRAUDINTEL INDIA | GLOBAL VENDORS | LOCAL ALTERNATIVES |
|---|---|---|---|
| Digital Arrest / TRAI scams | ✓ Native signal | ✗ Not covered | ~ Partial |
| UPI / GPay / PhonePe fraud | ✓ Real-time | ~ Generic | ✓ Varies |
| CERT-In / I4C / RBI alerts | ✓ Every 10 min | ✗ Not sourced | ✗ Rarely |
| Crowd-sourced Indian reports | ✓ Growing daily | ✗ No | ✗ No |
| AI on-prem (DPDP compliant) | ✓ Ollama · India | ✗ US servers | ~ Varies |
| RBI data localisation | ✓ India infra | ✗ Offshore | ✓ Usually |
| API response time | ✓ <200ms | ~ 300–800ms | ~ Varies |
| Free tier available | ✓ 100 calls/day | ✗ Enterprise only | ✗ No |
| Linked entity network graph | ✓ Business+ | ~ Extra cost | ✗ No |
| Free for law enforcement | ✓ Always | ✗ No | ✗ No |
Data Sources
25+ India-specific
25+ India-specific
intelligence feeds.
Government portals, financial regulators, community reports, dark web monitors — updated every 10 minutes, not daily.
CERT-InRBI Alerts
cybercrime.gov.inI4C / MHA
NPCI Fraud WatchSEBI Investor Alerts
Reddit IndiaTwitter/X Reports
LocalCirclesFraud News Feeds
WhatsApp Tip Lines
TRAI Scam RegistryPhishing Domain Feeds
Dark Web MonitorsState Cyber Cell Reports
Bank Fraud BulletinsFintech Fraud Alerts
Community Crowd ReportsUPI Transaction Flags
Loan App ComplaintsInvestment Fraud Registry
KYC Impersonation DBMule Account Signals
SIM Swap Alerts+ 4 More
The Data Flywheel — Public Tool
Free fraud check
Free fraud check
powers the API.
Every public check feeds the database. Try it — check any phone number, UPI ID, domain, or email. Free, no account needed.
REPORT A FRAUD ENTITY
LIVE FRAUD REPORTS
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UPI FRAUD
95,000+ cases/month
DIGITAL ARREST
Fastest growing
JOB SCAMS
Targets students
BANK PHISHING
₹2,537 Cr FY2024
INVESTMENT FRAUD
Avg ₹7.5L loss
LOAN APP FRAUD
Data theft + extortion
Transparency · No Black Box
How the risk score works.
How the risk score works.
Including what it gets wrong.
Every score is explainable. Exactly how it is composed — and where it can fail.
HOW SCORING WORKS
1
Rule-based signals — 25+ India-specific patterns. UPI fraud, digital arrest, KBC lottery, TRAI scam, Hindi-language variants. Always active, zero latency.
2
Database cross-reference — Entity checked against our database: report count, first seen, last seen, verified status.
3
AI classification — On-prem Ollama model analyses entity against live threat context. Falls back to rules if unavailable.
4
HIGH: 3+ reports OR verified OR AI HIGH + rule.
MEDIUM: 1–2 reports OR 2+ rules.
CLEAN: 0 reports + no signals.
MEDIUM: 1–2 reports OR 2+ rules.
CLEAN: 0 reports + no signals.
DATA FRESHNESS
Government sources polled every 10 min. Community signals every 10 min. User reports: real-time.
CONFIDENCE BY SOURCE
CERT-In / RBI officialHIGH
Multiple crowd reportsMEDIUM-HIGH
Single crowd reportMEDIUM
AI only, no DB matchLOW-MEDIUM
KNOWN LIMITATIONS
New numbers invisible. First-time fraud numbers return CLEAN until reported.
Recycled numbers. Telecoms recycle phone numbers. We show first/last seen dates.
No transaction data. We detect reported entities, not live payment flows.
AI can misclassify. Always check the
signals array, not just the label.FALSE POSITIVE CONTROLS
Recommend, not block. We return a recommendation — your system decides.
Audit trail on every call. Every query logged with
audit_id.Dispute mechanism. Flag false positives — reviewed within 48 hours.
Enterprise Readiness
What your procurement
What your procurement
team will ask. Answered.
Banks and NBFCs have non-negotiable requirements. Every answer is honest, specific, no vague claims.
HOSTING & DATA
InfrastructureAWS (ap-south-1, Mumbai)
Data residencyIndia-region only
Cross-border transfersNone · AI runs on-prem
Encryption in transitTLS 1.3
Audit log retention180 days (CERT-In)
Password storagebcrypt hashed
DB backupsDaily · Point-in-time
SLAs & SUPPORT
API uptime target99.9% (Enterprise)
Avg API response<200ms
Support — StartupEmail · 48hr
Support — BusinessEmail · 24hr
Support — EnterpriseDedicated · 4hr
CERT-In reportingWithin 6 hours
ONBOARDING TIMELINE
Day 1
Demo call + API key issued. Sandbox ready. Test with 100 free calls/day immediately.
Week 1
Technical integration support. Risk thresholds tuned for your transaction flow.
Week 2
POC review. Measure precision/recall on your sample transactions.
Week 3
Production go-live. DPA executed. Contract signed. Dedicated contact assigned.
PROCUREMENT DOCUMENTS
Vendor Risk Questionnaire (VRQ)On request
Data Processing Agreement (DPA)On request
Security architecture overviewOn request
CERT-In compliance certificateAvailable
ISO 27001Roadmap 2027
Penetration test reportScheduled Q3 2026
Request Security Pack →
🏛 RBI🛡 CERT-In
🔍 I4C / MHA💳 NPCI
📡 SEBI📞 TRAI
🌐 cybercrime.gov.in+ 18 more
Pricing
Transparent pricing.
Start Free →
Talk to Us →
Talk to Us →
Transparent pricing.
No surprises.
All plans include full API access. Start free. Scale when you're ready.
DEVELOPER
₹0
forever free
100 API calls / day
All entity types
Risk score + signals
Community support
No credit card
BUSINESS
Contact
Sales
Sales
pricing on request
5,000 API calls / day
Network graph included
Email alerts on threats
Priority support 24hr
Compliance reports
ENTERPRISE
Custom
annual contract
Unlimited API calls
Custom data feeds
Dedicated IP whitelist
99.9% uptime SLA
Free for Law Enforcement
All prices exclusive of GST · Free for law enforcement & government cyber cells · No credit card for trial · Enterprise pricing on request →