FRAUD INTELLIGENCE INSIGHTS

India's Fraud Landscape
— What You Need to Know

Deep research on UPI fraud, NBFC compliance, RBI regulations, and AI-powered fraud detection. Written by the FraudIntel team.

UPI FRAUD · DEEP DIVE

How to Build a UPI Fraud Detection System for Your Bank or NBFC in 2026

UPI transactions crossed ₹20 lakh crore in 2025. So did the fraud. We break down the technical architecture, RBI requirements, and the fastest way to deploy real-time UPI fraud scoring via API — with benchmarks from Indian financial institutions.

Jay Makwana, CEO · 12 min read · April 2026
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₹11,333
Crore lost to UPI fraud in India (2024-25, RBI data)
NBFC · RBI COMPLIANCE

NBFC Fraud Prevention: Meeting RBI's New Fraud Risk Management Framework

RBI's Master Direction on Fraud Risk Management (2024) mandates real-time fraud monitoring for all NBFCs. Here's exactly what you need to comply — and how to do it without a 12-month IT project.

Rutvika Dhandhukiya, CTO·9 min read
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KYC FRAUD · INDIA

KYC Fraud in India: How Criminals Bypass Digital Onboarding (And How to Stop Them)

From Aadhaar-linked SIM swaps to video KYC spoofing — India's KYC fraud landscape evolved dramatically in 2025. A technical guide for compliance and fraud teams at banks, fintechs, and NBFCs.

FraudIntel Research Team·10 min read
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API · DEVELOPER GUIDE

Integrating a Fraud Detection API: A Step-by-Step Guide for Indian Developers

How to add real-time fraud scoring to any Indian banking or fintech application in under one day. Complete with code examples in Node.js, Python, and Java — plus tips specific to UPI, lending, and insurance workflows.

Rutvika Dhandhukiya, CTO·8 min read
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INVESTMENT FRAUD · ALERT

Investment Fraud in India 2026: New Scam Patterns Targeting Retail Investors and How Financial Platforms Can Detect Them

Fake trading apps, WhatsApp "stock tips" groups, pig butchering scams — investment fraud in India hit a new high in early 2026. This piece maps the current fraud patterns and provides a detection framework for platforms regulated by SEBI.

FraudIntel Research Team·11 min read·April 2026
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